Home Credit card Curve Card: How it Works, Costs, How to Apply for the Curve Card (combines your Mastercard and Visa cards into ONE)

Curve Card: How it Works, Costs, How to Apply for the Curve Card (combines your Mastercard and Visa cards into ONE)

by Abbey
Curve Card: How it Works, Costs, How to Apply for the Curve Card

Curve Card: How it Works, Costs, How to Apply for the Curve Card

The Curve card is an extremely convenient solution, as it allows you to check and operate all the cards you have from a single card. The Curve card combines your Mastercard and Visa cards into ONE. It allows you to store your existing debit and, credit cards within the mobile app and gives you the ability to spend from those cards via your curve card.

It is a debit card, issued by the Mastercard circuit, which is spreading more and more thanks to its many advantages. In this article, we will see what are the main features of the Curve Card and what are the costs and limits. But first, let’s try to understand how it works specifically.


The functioning of the card is linked to its App. In fact, to use it you need to download the Curve app and register. You will need to connect your existing debit and credit cards onto the app and then you can select whichever one you want to use with the curve card.



Once you have carried out all the indicated procedures and entered your identity details and all the required data, the app will activate and it will be possible to connect all your other credit cards to the curve card by entering all the data. Card authentication can also be done by taking a photo of the card. Furthermore, it should be specified that during this phase about €1.09 verification fee will be deducted from your account, which will be returned after a maximum of one day.

How to order and apply for a Curve Account and Get the Card

You can Order a curve card and Apply for a curve account by following these 5 simple steps below:

1. Click on the below URL to visit the Official website to get started

2. You will be redirected to Get the Curve App According to your device Operating system. It is available for both iOS and Android devices. If you visit the above URL from a PC browser, you will need to enter your phone number to get a Download Link for the App.

3. After you have Downloaded the Curve app, you will need to choose which card you want to order. The Curve Blue Card is free to order, while the Curve Metal and curve Black will cost you between 10 to 15 euros depending on the one you choose.

4. Depending on Your location, your card should arrive in 3-5 working days.

5. When your Curve card arrives, you will need to activate it in the app. Simply go to the “Account” tab and tap “Activate your card”. You’ll be asked to enter the last 4 digits of your Curve card.

6. That is all you need

How to Add cards to Your Curve Account

Adding your existing Credit card to your Account is easy. You can easily do this using the Mobile App by Using your camera to scan and upload your card details automatically or enter them manually.

Repeat for any other cards you want to add to Curve.

How do I Pay with my Curve card?

You will need to activate and add money to your Curve cards before you can pay with it. To choose which card you want to pay with, just swipe through your digital wallet in the app and tap the card you need. Then, you can use your Curve card like you would any other card in your wallet. You can go totally card-free by hooking up your Curve card to Apple Pay, Google Pay, or Samsung Pay. Any card you add to Curve will work with them, even if your bank doesn’t.

You can also send money to anyone else using their phone number. Click on ‘Send’ for a list of your friends on Curve and send them money from any of your cards in your Curve Wallet. The money sent will instantly land in their Curve Cash card Virtual account, where they can spend it right away.

The Curve App virtual card Account

The Curve app also has a Virtual Card, this is where the balance and money made through promos, referrals, and cashback are stored until you are ready to spend or use them later. If your friends or other Curve users send you money it will be stored in your virtual card account, and also on the rare occasions when the curve app is unable to process a refund to your bank account.


The Curve card is very convenient and easy to use, it offers the possibility to use and connects your credit card in one place. In this way, there will be no need to remember the Pins of each card but only that of the Curve card. But the benefits of the card don’t stop there. In fact, it is also equipped with NFC function, which makes it possible to make contactless payments. Also if you lost your card, you can lock it inside the app with a single click to render it unusable. This will help protect all your Connected Visa/Mastercard.



The card also offers many advantages in terms of payments. In fact, when making a purchase, it is not necessary to immediately choose the card with which to pay, but you can wait up to 14 days. Furthermore, it is also possible to remedy any errors in the choice of the card, as Curve offers the possibility to transfer the amount between all your connected master or Visa cards.


The Curve card doesn’t accept funds and transfer directly but it has a cashback system that can be used at the time of transactions. In particular, it is possible to choose between 3 shopkeepers, and for each purchase made, you will receive a sum back based on the expense made. Such a sum will then go into your virtual card account and can be spent in any way.

To set up your cashback, tap your Curve Cash card and a pop-up will appear, prompting you to “Set up Curve Cash”. Tap the icon on the bottom-right and choose “Curve Cash” and you’ll get a list of retailers to choose from. Choose wisely – there’s no going back on this one!


The Curve card is free, but in some cases there are limits. In fact, a 1% commission is applied for all payments in non-EU countries and therefore with foreign currency. As for the transaction limits, with the Curve card, it is not possible to spend more than 2,000 euros per day in transactions and 5,000 euros per month for new customers. The limit of annual transactions, on the other hand, is equal to 10,000 euros, although this limit may increase over time.



The maximum withdrawal limit in one day is 200 euros ATM limits. However, if the transaction is linked to a credit card, a 2% commission will be applied. Curve can only support cards belonging to the Visa and Mastercard circuit.


The app is essential to access the curve map, but there are also many functions it offers. For example, it allows you to receive and check all transaction receipts via email. Furthermore, with each transaction, the card owner is notified via a push notification.

But the most important function performed by the App is to provide maximum security. In fact, the peer-to-peer system makes it impossible to leak data to a third person, as the operations are transmitted directly to the central system. In any case, you can block the card at any time. Curve is also compatible with Apple Pay, all you have to do is to just connect it within the digital wallet. It also supports Apple Watch, thus offering the possibility of making payments more easily.


The Curve card also has two other versions: Curve Black, which costs 10 euros, and the Curve Metal, which costs 15 euros. The latter, however, can currently only be requested in the United Kingdom. The Black card, on the other hand, allows you to make cash withdrawals abroad up to 400 euros without any commissions, while both allow you to make cashbacks without time limits.


The Curve card offers many advantages: from the maximum guarantee of security to the many features that the app offers. All these elements allow us to confirm that the card in question is an undoubtedly convenient choice. In particular, it is particularly suitable for those who have numerous cards and need to combine them, in order to facilitate their management. But the card can also be very useful for those who travel often, as it has no commissions on withdrawals up to 200 euros per month.

How useful was this post?

Click on a star to rate it!

Average rating 0 / 5. Vote count: 0

No votes so far! Be the first to rate this post.

We are sorry that this post was not useful for you!

Let us improve this post!

Tell us how we can improve this post?

Related Posts

Leave a Comment

This site uses Akismet to reduce spam. Learn how your comment data is processed.