9 Best Virtual USD Card for Nigerians without limit for International payments (Updated year 2023)

Making international payments from Nigeria has become increasingly challenging due to the suspension of International MasterCard transactions by most banks in the country. This scarcity of Foreign Exchange and the strict capital outflow regime imposed by the central bank have made it difficult for Nigerians to pay for subscriptions, school fees, and other international transactions. However, there are solutions available in the form of virtual USD cards that can bypass these limitations.

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The Challenges of Making International Payments from Nigeria

• Inability to pay for Upwork connects, subscriptions, school fees, and other expenses
• Suspension of International MasterCard transactions by most banks
• Limited options for making international payments

Here is a list of the best virtual USD card options for Nigerians:

1. Ezzocard: Allows anonymous online payments and can be funded with cryptocurrency.
2. Grey.co: Offers a free virtual account that allows currency conversion and global payments.
3. Klasha: Enables unlimited spending internationally and supports payments on popular websites like Amazon and eBay.
4. Payday Africa: Provides virtual USD, Euros, or Pounds accounts without limits for worldwide spending.
5. Chipper Cash: Offers a virtual card that can be claimed through the app and used for payments, with a monthly transaction limit of $5,000.
6. Gotok: A cryptocurrency-powered platform that allows easy bill payments, international shopping, and courses payments.
7. Root by Sudo: Provides customizable virtual dollar cards for software developers and platform owners.
8. Payoneer MasterCard: A convenient option for freelancers and remote workers with internationally accepted cards.
9. Domiciliary accounts with UBA and GTB: Allow for the opening of dollar-based accounts with varying spending limits.

The Need for Virtual USD Cards for Nigerians

Virtual USD cards provide a convenient solution for Nigerians to make international payments without limits. These cards can be used for various purposes, such as paying for subscriptions, buying goods on global websites like Amazon and eBay, and making payments for services and courses. With virtual USD cards, Nigerians can overcome the restrictions imposed by banks and the scarcity of Foreign Exchange, ensuring they can make the necessary payments without hassle.

To assist Nigerians in finding the best virtual USD cards, we have compiled a list of the top 10 options available. These cards offer various features and benefits, ensuring that users can find the most suitable option for their needs. Stay tuned for the next section, where we will explore the best virtual USD cards for Nigerians without limits for international payments.

Ezzocard

If you are a Nigerian looking for a virtual USD card that allows you to make international payments without limits, then Ezzocard is a great option to consider. It offers a range of features and benefits that make it a popular choice among Nigerians for online transactions.

Features and Benefits of Ezzocard

– Ezzocard allows you to make payments online anonymously, providing you with privacy and security.- You can easily purchase a card from Ezzocard that can be used for your online payments and then disposed of.- The card can be funded with cryptocurrency, providing you with a convenient and decentralized payment method.- There are no monthly charges or annual fees for using Ezzocard, unlike some other virtual cards.- Ezzocard offers a user-friendly interface and a seamless payment experience.

How to Use Ezzocard for International Payments

1. Purchase a card from Ezzocard.

2. Fund the card with cryptocurrency using platforms like Binance.

3. Use the card for making online payments on any website around the world.

With Ezzocard, you can overcome the limitations faced by Nigerians when it comes to international transactions and enjoy the convenience of making payments globally.

How to apply for a Ezzocard virtual card

Grey.co

When it comes to making international payments from Nigeria, Grey.co is one of the top platforms to consider. It offers a virtual account that allows you to receive payments from across the world and make payments globally without any limits.

Overview of Grey.co Virtual Account

The Grey.co virtual account provides you with a convenient and secure way to handle your international transactions. Here are some key features of Grey.co:

• Virtual Account: With Grey.co, you can open a virtual USD, Euros, or Pounds account for free. This allows you to hold funds in different currencies and easily convert money from one currency to another.
• Global Payments: The virtual account provided by Grey.co allows you to make payments globally. You can use their virtual card to pay for subscriptions, shop online, pay for services, and more.

Advantages of Using Grey.co for International Payments

There are several advantages to using Grey.co for your international payments:

• Flexibility: Grey.co allows you to hold funds in multiple currencies, giving you the flexibility to manage your finances effectively.
• Convenience: With a virtual account provided by Grey.co, you can make payments anytime, anywhere, without the need for physical cards or traditional banking methods.
• Cost-Effective: Grey.co offers free virtual accounts, eliminating the need for expensive bank fees and foreign exchange charges.

Grey.co is a reliable and convenient platform that provides Nigerians with a virtual account for international payments. With its ease of use, flexibility, and cost-effectiveness, Grey.co is an excellent choice for handling your global transactions.

Klasha

Klasha is a virtual USD card provider that allows Nigerians to make international payments without limits. With Klasha’s virtual card, users can spend internationally from Africa and make payments for subscriptions, Upwork Connect, goods on Amazon, eBay, AliExpress, and other websites across the world.

Klasha Virtual Card Features and Benefits

– No spending limits: Unlike some other virtual cards, Klasha does not impose a specific transaction limit, allowing users to make payments without restrictions.- Convenient and secure: it provides a secure platform for making international payments, ensuring the protection of personal and financial information.- Easy to use: The virtual card can be easily accessed through Klasha’s platform, making it convenient for users to manage and track their transactions.

How to apply for a klasha virtual card

To use Klasha’s virtual card, users simply need to download the Klasha app, go to the card tab, select “claim your card,” choose a USD card, add funds to their Chipper wallet, and the card is ready to use. The Klasha virtual card can be used to pay for subscriptions, Upwork Connect, and various online purchases globally.

Payday Africa

When it comes to making international payments from Nigeria, one of the top options to consider is Payday Africa. Payday Africa offers virtual USD, Euros, or Pounds accounts for free, allowing you to conveniently spend your money anywhere in the world without limits.

Virtual Account Options and Features

With Payday Africa, you can open a virtual account in USD, Euros, or Pounds at no cost. This account allows you to receive international payments from across the world and convert money from one currency to another. Plus, Payday Africa offers a virtual card that you can use to make payments globally.

How to apply for a Payday Africa virtual card

To apply for a Payday Africa virtual card, you can follow these steps:

1.  Download the Payday app from the App Store or Google Playstore and sign up for a Payday account.
2. Complete your verification by providing your personal details and documents¹.
3. Click on Payday Card and choose the currency (USD, GBP,  EUR or other) and the card value you want.
4. Fund your virtual card with your Payday wallet or your Mastercard.
5. You will receive your card details, such as the card number, expiration date and CVV code, on the app.
6. You can use your virtual card for online shopping, subscriptions, payments and more. You can also check your card balance and transactions on the app.

Making International Payments with Payday Africa

Using Payday Africa’s virtual card, you can easily pay bills, subscriptions, buy Upwork Connect, shop for goods, pay for services, and even pay for courses internationally. The flexibility and convenience of Payday Africa make it a popular choice for Nigerians looking to make seamless international transactions.

With Payday Africa’s limitless spending capability, you don’t have to worry about exceeding any set limits. You can comfortably manage your finances and make the payments you need without restrictions.

In summary, Payday Africa offers a free virtual account and virtual card, allowing Nigerians to make international payments without limits. Whether you need to pay for subscriptions, online services, or shop globally, Payday Africa provides a reliable solution for your needs.

Chipper Cash

If you are a Nigerian looking for a virtual USD card that offers unlimited international payment capabilities, Chipper Cash is worth considering. This popular service provider offers a seamless virtual card experience for users in Nigeria. Here are the key features of Chipper Cash’s virtual card:

Easy Setup: Download the Chipper Cash app, go to the card tab, select “claim your card,” choose a USD card, add funds to your Chipper wallet, and your card is ready to use.

Limitless Spending: While Chipper Cash does have a specific limit, which is $5,000 per month, this should be sufficient for most users’ day-to-day needs.

How to apply for a Chipper Cash virtual card

To apply for a Chipper Cash virtual card, you can follow these steps:

1. Download the Chipper Cash app from the App Store or Google Playstore and sign up for a Chipper Cash account.
2. Sign into your Chipper account and select the CARD section.
3. Choose the option Claim Card and click Address under the verification requirements section.
4. Choose your country and type in your address.
5. Tap phone number under the verification requirements section and enter your number.
6. You will receive your card details, such as the card number, expiration date and CVV code, on the app.
7. You can use your virtual card for online shopping, subscriptions, payments and more. You can also check your card balance and transactions on the app.

Using Chipper Cash for international transactions provides a convenient way to make payments for subscriptions, Upwork connects, and online shopping. However, it’s important to note that cryptocurrency-based transactions are not supported by Chipper Cash. It’s recommended to review the terms and conditions before using the virtual card.

In conclusion, Chipper Cash offers a reliable virtual USD card solution for Nigerians looking to make international payments. With its easy setup and limitless spending capabilities, Chipper Cash is a convenient option to consider.

Gotok

Gotok is a virtual USD card that provides Nigerians with a seamless and convenient way to make international payments without limits. With this innovative payment solution powered by Binance Pay and Solana Pay, you can easily pay your bills, subscriptions, buy Upwork Connect, shop for goods, pay for services, and even pay for courses internationally.

Overview of Gotok Virtual Card

• Gotok is a cryptocurrency-powered virtual card that allows you to fund it with your cryptocurrency, providing an added layer of security and flexibility for your payments.
• It is an easy-to-use platform that helps you manage and pay your bills with ease, simplifying the process of making international transactions from Nigeria.

Benefits and Use Cases for Gotok in International Payments

• Say goodbye to traditional methods of making payments and embrace the future of secure and convenient virtual card payments with Gotok.
• You can use Gotok to pay for your subscriptions, such as Apple subscriptions, and buy Upwork Connect for your freelance needs.
• Shop internationally on popular platforms like Amazon, eBay, and AliExpress without worrying about spending limits.
• Whether you need to pay for goods or services globally, Gotok provides a seamless experience for all your international payment needs.

How to apply for a gotok virtual card:

To apply for a Gotok virtual card, you can follow these steps:

1. Download the Gotok app from the App Store or Google Playstore and sign up for a Gotok account.
2. On the main menu, click on New Card with a plus sign and provide a nickname for the card.
3. Choose the type of card you want (Mastercard or Visa) and the currency (USD).
4. Fund your card with your preferred payment method, such as BUSD, Mastercard, Visa.
5. You will receive your card details, such as the card number, expiration date and CVV code, on the app.
6. You can use your virtual card for online shopping, subscriptions, payments and more. You can also check your card balance and transactions on the app.

With the growing limitations faced by Nigerians in making global payments, platforms like Gotok are revolutionizing the way we transact internationally by providing efficient and secure virtual card solutions. Consider exploring the various virtual card options available to you to find the best fit for your specific needs

Roots by Sudo

If you are looking for a virtual USD card that offers customization and programmability, Roots by Sudo is a great option for Nigerians. With Roots by Sudo, you can create a card that can be customized to fit your specific needs or the needs of the people you serve, making it a versatile option for various situations.

Customizable Virtual Card Features

• Customizable design: With Roots by Sudo, you can design your card to reflect your personal style or brand.
• Programmable features: If you are a software developer or own a platform, you can use Roots by Sudo to create a card with programmable features.
• Wide acceptance: Roots by Sudo is accepted across multiple platforms, allowing you to use it for international payments worldwide.

How to Use Roots by Sudo for International Payments

1. Sign up: Create an account on the Roots by Sudo website or app.
2. Design your card: Customize the look and features of your virtual card.
3. Fund your card: Add funds to your Roots by Sudo virtual account using your preferred payment method.
4. Make international payments: Use your virtual card to pay for subscriptions, goods, or services internationally without limits.

Roots by Sudo offers a convenient and secure way for Nigerians to make international payments with ease.

Payoneer MasterCard

If you are a freelancer or remote worker in Nigeria looking for a convenient way to receive and make international payments, Payoneer MasterCard is a top choice. Here are the benefits and features of using Payoneer MasterCard for your international transactions:

Benefits and Features of Payoneer MasterCard

– Accepted internationally: Payoneer MasterCard is widely accepted and can be used to make payments globally.- Convenient withdrawals: You can use your Payoneer card at Nigerian ATM machines to withdraw the naira equivalent at the bank rate.- Reliable payments: With Payoneer, you can receive payments from clients and employers directly into your Payoneer account, making it a seamless process for freelancers.- Secure transactions: Payoneer provides advanced security measures to protect your financial information and ensure safe transactions.

Making International Payments with Payoneer

To make international payments with Payoneer MasterCard, simply link your card to your Payoneer account and load funds onto the card. You can then use the card to make payments online, including for subscriptions, services, and online purchases.  Check out for more information: How to open Payoneer Virtual USA Bank Account Solutions For Non-residents (No SSN or ITIN Needed) year 2021

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While the Payoneer MasterCard is a convenient option for international payments, it’s important to note that it may not be the most profitable way to withdraw money due to exchange rates. It’s advisable to read through the terms and conditions and compare different platforms for the best rates and features that suit your needs.

Conclusion

In conclusion, for Nigerians looking for virtual USD card options that allow limitless international payments, there are several platforms worth considering. Each platform has its own unique features and benefits, so it’s essential to choose one that aligns with your specific needs and preferences.

Final Thoughts and Recommendations

When choosing a virtual USD card, it’s important to consider factors such as transaction limits, funding options, fees, and acceptance. It’s advisable to carefully read through the terms and conditions of each platform to ensure it meets your requirements.

Additionally, leveraging the option of opening a domiciliary account with reputable banks like UBA and GTB can provide more flexibility and higher spending limits for international transactions.

Ultimately, the best virtual USD card option for you will depend on your specific needs, preferences, and spending patterns. Consider comparing the features and benefits of each platform to make an informed decision that best suits your financial requirements.

Abbey

I am a crypto hobbyist, i offer Tips and Reviews on the best blockchain technology, crypto assets, emerging fintech trends, Country flags, banks virtual accounts, and the best Paying Legit Networks.
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