The 5 best alternatives to Payoneer USA and EU Virtual Bank Account Solutions For Non-residents with ACH and SEPA capability (No SSN or ITIN Needed)

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Paxum, Wise Borderless, Payssera, Paydek and CFSB are currently the best alternatives to Payoneer USA and EU Virtual Bank Account Solutions For Non-residents in the year 2021. For international residents. Each of the 5 companies is set up in a different way, and each has its own set and with them you get a free Virtual bank account with both ACH and SEPA capability without the need for a Payoneer Account.

best-alternatives-to-payoneer-usa-and-eu-virtual-bank-account
best-alternatives-to-payoneer-usa-and-eu-virtual-bank-account

Check out more:

How to open Payoneer Virtual USA Bank Account Solutions For Non-residents (No SSN or ITIN Needed) year 2021

How to link Paypal to Payoneer Transfer Money from Payoneer to Paypal and Pay 0% Fees (get a virtual community federal bank account and link your account to Stripe and other payments providers)

Top Free Payoneer Alternatives for Virtual Bank Account Solutions For Non-residents in the year 2021

Paxum

This is great for clients and foreigners who work with USA companies that can only pay to USA based bank accounts. With Paxum you will Receive Receive a virtual USA bank account (USD) with ACH and SEPA
capability. Your beneficiary name will be on the account and you can accept payments via the ACH network and SEPA network. This is great for clients who work with USA and EU companies that can only pay to USA or European union based bank accounts which is one of the best alternatives to Payoneer.

You can also request for PAXUM BANK DEBIT CARD Available in USD and shipped within a few days. Withdraw funds from ATMS worldwide and make purchases online or at local stores directly in less than 24 hours.

A virtual Payment Account in more than 6 currencies (USD, EUR, GBP, AUD, CAD, RON) is also available where you can received your earnings/Payments. You can get started with opening an account here

Wise Borderless

The Wise Borderless (Formerly TransferWise) virtual multi currency Account allows you to send, receive and hold money in more than 40 currencies in 1 account which includes the U.S and EU. This makes it very convenient, fast and inexpensive to send money around the world. It also comes with a free virtual digital card that allows international users to spend online, in-store and abroad while saving on currency conversion fees.

To get wise digital card, you’ll find the virtual card option under the name ‘digital card’. Slide your cards to the right until you see the purple card appear. Click ‘Get a digital card’.

Payssera

Payssera is one of the best alternatives to Payoneer virtual business account solutions for non-USA residents. They offer multicurrency virtual account with free IBAN which means, that you can keep money in several currencies at once. Through the mobile app you can also get a virtual Visa payment card which is convenient and reliable.

The system connects local and international banks, international payment systems and payment partners. You can perform money transfers to more than 180 countries, in over 30 currencies. Get started and register here

Paydek

With paydek, you will get a free Virtual USA And EU Accounts, and will be able to receive local SEPA and ACH payments straight into your account. You will also get a dedicated IBAN EUR and USA ACH Account.

Receive a virtual USA bank account
(USD) with ACH capability and a virtual SEPA bank account with SEPA capability.
Your beneficiary name will be on the
account and you can accept payments via the ACH network. This is great for clients who work with USA and EU companies that can only pay to USA or European union.
based bank accounts.

Community Federal Savings Bank (CFSB)

CFSB also known as Community Federal Savings Bank offers Virtual Bank Account for international entrepreneurs. You can creating either a Personal account or a Business account.

Account owners can Initiate wire transfers, receive money/Payments from companies and individuals, View “real-time” current day account transactions, and so much more.

To create account is very simple:

  • Head to the CFSB Website and choose the signin option based on the type of account you want to create.
  • Fill the application form provided and wait for your account details to be issued.

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